I’m not one to keep up with New Year resolutions but I know I have a few goals that I’d like to keep in mind throughout the year. So I’m putting them here to keep myself accountable.
I’ve been struggling with credit debt and educational loans since I came back from Wisconsin and I’ve been organizing and planning on ways to decrease both amounts. Now that I have a stable job with a solid earning income, I’m able to act on it more and hope to keep it at a level where I can easily pay consistent amounts or at zero. Preferably at zero.
Work out/Eat healthier
I was able to start on this goal this summer with Travis Garza’s Weight Loss Challenges. It helped me frame my mindset to create healthy eating habits and a good workout routine. I think, as far as weight loss went, it was highly effective, if intense at times. I’m hoping to be able to make a consistent and regular payment and trips to the gym during the week.
Build a side hussle
So, I’ve been wanting to do this for a while, but haven’t felt like I’ve been able to focus enough energy on it. I’m hoping with the better physical and financial aspects, I’ll be able to work out a way to expand my network and find new ways for a bit of a side income. I’m not thinking a lot but, a few extra bucks is always helpful.
Be more independent
I’ll start with saying that I’m pretty independent already, I just want to be out of my mom’s house and be able to run my own house. I appreciate all she has done for me along with the fact that she has been able to support me while I find a full-time job along with everything else going on in my life. But there’s no place like your own home.
Save money for higher priced items
While I want to pay down my debt, I know there are a few things that I could stand to replace. My camera, my laptop, my car, etc. None of these things are done for at the moment but it’s good to prepare for them when I can, little by little. I’m hoping that I can at least get one of the things on my list by the end of next year and possibly be near getting two.
Again, I’m awful at resolutions so I hope that by putting it out there that I’ll be able to stay accountable with a few people. Maybe I’ll be able to keep some of these throughout the year.